{"id":5719,"date":"2025-09-23T08:44:04","date_gmt":"2025-09-23T08:44:04","guid":{"rendered":"http:\/\/localhost\/AIS\/AIS\/2025\/09\/23\/who-chooses-the-title-company-__\/"},"modified":"2025-09-26T03:00:25","modified_gmt":"2025-09-26T03:00:25","slug":"who-chooses-the-title-company-__","status":"publish","type":"post","link":"https:\/\/tst.wordpress.realogydev.com\/terracoastalescrow\/who-chooses-the-title-company-__\/","title":{"rendered":"Who Chooses the Escrow Company?"},"content":{"rendered":"<div><\/div>\n<p>Since most people buy or sell only a few homes during their lifetime, most are fine with relegating the choice of the escrow company to the real estate agent.<\/p>\n<p>The agent, in turn, chooses a company with an excellent reputation &ndash; one that is known to be efficient and responsive, with the resources to handle any issues that may arise in a timely and cost-effective manner.<\/p>\n<p>But what if your seller is adamant about using a particular escrow company?<\/p>\n<p>You should know that the choice of an escrow company or settlement attorney varies by state and may be negotiable.<\/p>\n<p>In Michigan, Wisconsin, and Minnesota, for example, split closings may occur wherein the buyer and seller each select their own closing company, which is allowable under Section 9 of the Real Estate Procedures Act (RESPA).<\/p>\n<p>In most of the country, however, if a federally related mortgage loan is involved in the transaction, RESPA&rsquo;s Section 9 specifically states that:<\/p>\n<p>A) No seller may require that the buyer purchase title insurance from any particular title company.<\/p>\n<p>And that:<\/p>\n<p>B) Any seller who violates this provision shall be liable to the buyer in an amount equal to three times the charges made.<\/p>\n<p>That can be an expensive mistake for the seller.&nbsp;<span style=\"background-color:initial;font-family:inherit;font-size:inherit;text-align:inherit;text-transform:inherit\">So, while your sellers have the right to counter the choice of the real estate agent, it&rsquo;s worth advising them that there is good reason to trust to that choice.<\/span><\/p>\n<div>\n<\/div>\n<p>Resources: RESPA, Section 9<br \/>The Washington Post, &lsquo;Split Closings,&rsquo; Nov.22. 2016<\/p>\n<p><span style=\"background-color:transparent;color:inherit;font-family:inherit;font-size:inherit;text-align:inherit;text-transform:inherit\">&#8212;<\/span><\/p>\n<div>\n<p><em>This material is meant for general illustration and\/or informational purposes only. Although the information has been gathered from sources believed to be reliable, no representation is made as to its accuracy. This material is not intended to be construed as legal, tax or investment advice. You are encouraged to consult your legal, tax or investment professional for specific advice.&nbsp;<\/em><\/p>\n<p><em><strong>About Bobbi Pronin<\/strong><\/em><em><\/em><em><\/em><em><\/em><\/p>\n<p><em>Bobbi Pronin is an award-winning writer based in Orange County, Calif. A former news editor with more than 30 years of experience in journalism and corporate communications, she has specialized in real estate topics for over a decade.<\/em><\/p>\n<p><em>Bobbi is not an employee of Anywhere Integrated Services or affiliated with its escrow companies.<\/em><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Since most people buy or sell only a few homes during their lifetime, most are fine with relegating the choice of the escrow company to the real estate agent. The agent, in turn, chooses a company with an excellent reputation &ndash; one that is known to be efficient and responsive, with the resources to handle [&hellip;]<\/p>\n","protected":false},"author":41,"featured_media":6660,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"wds_primary_category":0,"footnotes":""},"categories":[49],"tags":[54],"class_list":["post-5719","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-and-selling-a-home","tag-title-related"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Who Chooses the Escrow Company? - Terra Coastal Escrow<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tst.wordpress.realogydev.com\/terracoastalescrow\/who-chooses-the-title-company-__\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Who Chooses the Escrow Company? - Terra Coastal Escrow\" \/>\n<meta property=\"og:description\" content=\"Since most people buy or sell only a few homes during their lifetime, most are fine with relegating the choice of the escrow company to the real estate agent. 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